Individuals
Fast peer-to-peer payments with verified receipts and a familiar experience.
- Send and receive payments
- Fund your ZephiPay balance
- Track verified payment history
- Use names, usernames, email, phone, or wallets
ZEPHIPAYPowered by Zephyon
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Transact intelligently.Without complexity.
Built for people, businesses, and AI.
Send money, accept payments, grow your business, or power intelligent agents through one trusted platform that makes every transaction clear, transparent, and verifiable.
ZephiPay moves money while preserving the context that builds trust.
Verified network activity
Live activity will appear here
Every number shown here will come from verified transactions processed through the Zephyon Runtime.
Status pending
—
Volume processed
—
Completed transactions
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Verified receipts
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Successful settlements
Activity status
No verified public activity yet
Test and development transactions are never presented as production usage.
Live activity will display
◇Verified transaction volume
◇Completed settlements
◇Verified receipts
◇Settlement reliability
Powered by verified Zephyon Runtime telemetry. Development and beta activity is never presented as production usage.
Open Beta Activity
Real testing across Mock Rail and Solana Devnet.
Human Open Beta metrics use simulated Mock Rail settlement; Devnet testing is reported separately. No production or Mainnet funds are transferred.
Open BetaMock Rail
4
Beta testers
23
Payments completed
16,254.39 Mock USDC
Mock USDC processed
23
Durable receipts
Payment completion rate
100.00%
Settled Mock Rail executions divided by every Mock Rail execution initiated during Open Beta.
Activity status
Open Beta activity measured
These aggregate metrics come from durable Mock Rail execution and receipt records.
Solana Devnet Testing
Live Devnet reporting is being connected
Synthetic Solana Devnet testing remains separate from human Open Beta metrics.
Powered by Zephyon Runtime
Simple on the surface. Coordinated underneath.
ZephiPay keeps infrastructure out of the user's way while the runtime coordinates the checks, decisions, settlement, and receipt lifecycle behind each payment.
Payment request
A user or service initiates a payment.
Identity
The participant and account context are resolved.
Compliance
Applicable verification and compliance rules are evaluated.
Risk
Transaction signals and risk conditions are assessed.
Policy
Runtime policy determines whether execution may continue.
Settlement
The approved payment is routed to the selected rail.
Verified receipt
A deterministic record is generated for the completed flow.
Current stage
Payment request
Architecture demonstration only. Live execution status will be connected to verified runtime telemetry during the active beta.
Built for every way value moves
Built for everyone.
Personal payments, creator commerce, business tools, and intelligent systems come together in one calm experience with different ways to move value.
Creators
Tips, memberships, subscriptions, and global payouts for modern creators.
- Receive direct audience support
- Offer memberships and subscriptions
- Sell digital products and services
- Track creator payment activity
Business
Modern payment acceptance, deterministic receipts, and flexible settlement.
- Accept customer payments
- Generate verified receipts
- Review settlement activity
- Prepare for invoices, QR payments, and merchant tools
AI Agents
Policy-aware payments for software agents and autonomous digital services.
- Agent-to-agent payments
- Machine-readable payment policies
- x402-compatible payment experiences
- Observable and verifiable settlement
WHY ZEPHIPAY
Modern payments.
Without the complexity.
Send money, accept payments, grow your business, or power intelligent agents through one trusted platform that makes every transaction clear, transparent, and verifiable.
People shouldn't have to think about payment rails, wallets, settlement networks, compliance, or infrastructure. ZephiPay brings modern payments into one familiar experience while the Zephyon Runtime quietly coordinates everything beneath the surface.
Fast
Payments should feel immediate, whether you're paying a friend, creator, or business.
Verifiable
Every payment leaves behind a deterministic receipt that can be independently verified.
Connected
Traditional banking, blockchain settlement, and future payment rails belong behind one familiar experience.
Future Ready
Designed for people today. Ready for AI agents tomorrow.
Every payment becomes
a trusted economic event.
Identity. Policy. Compliance. Settlement. Verification. Observability. Coordinated quietly through the Zephyon Runtime.
Security without the spectacle
The complexity stays underneath.
ZephiPay presents a simple payment experience while Zephyon coordinates identity, compliance, risk, policy, trust, settlement, telemetry, and verified receipts behind the scenes.
✓Identity checks
✓Compliance policy
✓Risk evaluation
✓Trust signals
✓Settlement monitoring
✓Verified receipts