Application
A wallet, marketplace, merchant platform, service, or autonomous agent initiates an economic action.
Appearance
For builders
Build payments for people, businesses, applications, and intelligent agents through one coordinated economic runtime.
One execution model
People
Familiar payment experiences
Business
Policy and operational control
Applications
Runtime APIs and receipts
Agents
Autonomous, governed commerce
Start with your use case
The Runtime stays consistent while the capabilities, controls, and economic flow adapt to your product.
Choose what you are building
Autonomous
Give intelligent software controlled access to wallets, x402 settlement, policy, verification, and deterministic receipts.
Recommended capabilities
Agent wallets
x402 payments
Spending limits
Runtime policy
Autonomous settlement
Machine-readable receipts
Integration architecture
Your application should not need to rebuild identity, compliance, risk, policy, settlement, retries, telemetry, and receipt generation for every new payment rail.
A wallet, marketplace, merchant platform, service, or autonomous agent initiates an economic action.
The integration submits payment intent and the context required by the Runtime.
The Runtime coordinates identity, compliance, risk, policy, trust, settlement, and telemetry.
A rail-specific adapter translates the approved event into network execution.
The final result and its execution timeline return through one consistent record.
Developer interface
The public SDK surface is still being finalized, but the intended developer model is direct: submit economic intent, receive a coordinated result, and preserve the receipt.
Runtime payment example
import { ZephyonClient } from "@zephyon/runtime";
const zephyon = new ZephyonClient({
environment: "devnet",
});
const payment = await zephyon.payments.create({
amount: "25.00",
currency: "USDC",
recipient: "merchant_zephi",
purpose: "business",
});
console.log(payment.receipt);
console.log(payment.timeline);Illustrative developer interface. Package names and public production endpoints will be finalized before general availability.
Runtime capabilities
Use the full runtime path or integrate the capabilities your product needs as the public SDK and API surface expands.
Resolve people, accounts, merchants, applications, and autonomous agents.
Coordinate KYC, KYB, sanctions, monitoring, and jurisdiction controls.
Evaluate transaction context, runtime signals, confidence, and limits.
Apply platform, merchant, organizational, account, and agent rules.
Coordinate payment rails through a consistent execution interface.
Handle endpoint health, retryable errors, failover, and bounded recovery.
Observe execution stages, timing, decisions, retries, and settlement outcomes.
Preserve deterministic records for verification and downstream systems.
Runtime execution
A Zephyon payment is not blindly forwarded to a network. The Runtime coordinates a controlled decision path before value moves and preserves the result afterward.
Runtime execution demonstration
Watch the Runtime coordinate a payment decision.
Economic intent received.
Participants and account context established.
Required controls completed.
Runtime signals remain within policy.
Payment rules permit execution.
The Runtime chooses the appropriate rail.
Settlement moves to the network adapter.
Execution evidence is preserved.
The economic event reaches completion.
Awaiting payment
Demonstration only
Why a Runtime
Traditional integration
Zephyon Runtime
Single payment endpoint
Coordinated economic runtime
Success or failure response
Decision path and execution timeline
Provider-specific integration
Rail-independent payment intent
Webhook event
Deterministic receipt
Application logs
Runtime telemetry
Settlement afterthought
Policy before value moves
Delivered
Active development
Build with Zephyon
Explore the Runtime, follow development on GitHub, and prepare for the public SDK and API surface.