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For builders

Infrastructure for programmable commerce.

Build payments for people, businesses, applications, and intelligent agents through one coordinated economic runtime.

One execution model

People

Familiar payment experiences

Business

Policy and operational control

Applications

Runtime APIs and receipts

Agents

Autonomous, governed commerce

Start with your use case

Choose what you are building.

The Runtime stays consistent while the capabilities, controls, and economic flow adapt to your product.

Choose what you are building

Autonomous

AI agent

Give intelligent software controlled access to wallets, x402 settlement, policy, verification, and deterministic receipts.

01Resource request
02HTTP 402
03Agent policy
04Settlement
05Verification
06Continue task

Recommended capabilities

Z

Agent wallets

Z

x402 payments

Z

Spending limits

Z

Runtime policy

Z

Autonomous settlement

Z

Machine-readable receipts

Integration architecture

Submit intent. Let the Runtime coordinate execution.

Your application should not need to rebuild identity, compliance, risk, policy, settlement, retries, telemetry, and receipt generation for every new payment rail.

01

Application

A wallet, marketplace, merchant platform, service, or autonomous agent initiates an economic action.

02

SDK or API

The integration submits payment intent and the context required by the Runtime.

03

Zephyon Runtime

The Runtime coordinates identity, compliance, risk, policy, trust, settlement, and telemetry.

04

Settlement adapter

A rail-specific adapter translates the approved event into network execution.

05

Deterministic receipt

The final result and its execution timeline return through one consistent record.

Developer interface

One payment intent. Multiple integration paths.

The public SDK surface is still being finalized, but the intended developer model is direct: submit economic intent, receive a coordinated result, and preserve the receipt.

Runtime payment example

import { ZephyonClient } from "@zephyon/runtime";

const zephyon = new ZephyonClient({
  environment: "devnet",
});

const payment = await zephyon.payments.create({
  amount: "25.00",
  currency: "USDC",
  recipient: "merchant_zephi",
  purpose: "business",
});

console.log(payment.receipt);
console.log(payment.timeline);

Illustrative developer interface. Package names and public production endpoints will be finalized before general availability.

Runtime capabilities

Payment infrastructure should be composable.

Use the full runtime path or integrate the capabilities your product needs as the public SDK and API surface expands.

Z

Identity

Resolve people, accounts, merchants, applications, and autonomous agents.

Z

Compliance

Coordinate KYC, KYB, sanctions, monitoring, and jurisdiction controls.

Z

Risk

Evaluate transaction context, runtime signals, confidence, and limits.

Z

Policy

Apply platform, merchant, organizational, account, and agent rules.

Z

Settlement

Coordinate payment rails through a consistent execution interface.

Z

Resilience

Handle endpoint health, retryable errors, failover, and bounded recovery.

Z

Telemetry

Observe execution stages, timing, decisions, retries, and settlement outcomes.

Z

Receipts

Preserve deterministic records for verification and downstream systems.

Runtime execution

Watch a payment think.

A Zephyon payment is not blindly forwarded to a network. The Runtime coordinates a controlled decision path before value moves and preserves the result afterward.

Runtime execution demonstration

Watch the Runtime coordinate a payment decision.

01

Payment request

Economic intent received.

02

Identity resolved

Participants and account context established.

03

Compliance approved

Required controls completed.

04

Risk acceptable

Runtime signals remain within policy.

05

Policy satisfied

Payment rules permit execution.

06

Settlement selected

The Runtime chooses the appropriate rail.

07

Transaction submitted

Settlement moves to the network adapter.

08

Receipt generated

Execution evidence is preserved.

09

Verified

The economic event reaches completion.

Awaiting payment

Demonstration only

Why a Runtime

More than another payment endpoint.

Traditional integration

Zephyon Runtime

Single payment endpoint

Coordinated economic runtime

Success or failure response

Decision path and execution timeline

Provider-specific integration

Rail-independent payment intent

Webhook event

Deterministic receipt

Application logs

Runtime telemetry

Settlement afterthought

Policy before value moves

Delivered

Working infrastructure

Runtime orchestration
Identity, compliance, risk, and policy engines
Solana Devnet settlement
Deterministic receipts
Execution telemetry
Multi-RPC registry
Retry and resilience testing
x402 payment flow

Active development

The road to production

Public SDK packaging
Production API authentication
Mainnet readiness
Expanded settlement adapters
Agent wallet controls
Long-running infrastructure validation

Build with Zephyon

Build economic coordination into your application.

Explore the Runtime, follow development on GitHub, and prepare for the public SDK and API surface.