Terms

This pre-launch framework outlines the responsibilities, risks, restrictions, and service limitations expected to govern future ZephiPay access.

Pre-launch draft • Not final terms of service

Draft status

These terms are a pre-launch framework only. They are not final, do not create production service availability, and must be reviewed and approved by qualified legal counsel before public use.

Eligibility

Final terms will define age, location, identity, business, authority, and other eligibility requirements for individuals, organizations, developers, and autonomous systems.

Accounts and credentials

Users will be responsible for accurate account information, protecting credentials and recovery methods, controlling authorized devices and sessions, and promptly reporting suspected unauthorized access.

Verification

Access to certain features may require identity verification, business verification, sanctions screening, source-of-funds information, transaction review, or additional documentation.

Payments and settlement

Payment availability, timing, reversibility, settlement, fees, limits, supported assets, networks, banking providers, card providers, and blockchain rails will depend on the applicable service and provider conditions.

Digital assets and blockchain risks

Digital-asset transactions may involve volatility, network congestion, irreversible transfers, smart-contract risk, wallet compromise, provider failure, regulatory uncertainty, and loss caused by incorrect addresses or unsupported assets.

Acceptable use

Users may not use ZephiPay for unlawful activity, fraud, deception, sanctions evasion, abuse, unauthorized access, harmful automation, intellectual-property violations, prohibited goods or services, or activity that threatens the platform or its participants.

AI agents and automated activity

Users deploying agents or automated systems will be responsible for permissions, budgets, counterparties, tools, credentials, policy configuration, supervision, and the economic actions performed by those systems.

Policies, holds, and reviews

ZephiPay may apply transaction limits, approval requirements, risk controls, compliance checks, settlement holds, account restrictions, or manual review when required for security, law, provider obligations, or platform integrity.

Fees

Applicable platform, processing, network, settlement, conversion, withdrawal, subscription, or third-party fees will be disclosed before the relevant service is offered or transaction is submitted.

Service availability

Features may be modified, suspended, delayed, limited, or unavailable because of maintenance, providers, networks, law, security concerns, testing, technical failure, or events outside ZephiPay's control.

Suspension and termination

Final terms will define when access may be restricted or terminated, including suspected abuse, legal requirements, unpaid obligations, security threats, unsupported activity, or violations of platform rules.

Intellectual property

ZephiPay, Zephyon Runtime, software, interfaces, documentation, branding, and related materials will remain protected by applicable intellectual-property rights, subject to any published licenses.

Disclaimers and liability

Final attorney-reviewed terms will define warranties, disclaimers, limitations of liability, indemnification, provider responsibilities, dispute procedures, governing law, and any mandatory consumer protections.

Changes and contact

These terms will be revised before launch to identify the operating company, effective date, governing law, contact information, dispute process, service-specific terms, and legally required notices.